Seriously, how much do you think that extra 20 pounds you are carrying around costs? We found out today. Ray and I started the process of getting life insurance about 2 months ago, and the answer to this question came to us out of the blue today.
It is no secret that we battle weight. Both of us come from a long line of families who battle weight issues. Ray has it worse than I do. He really does. Part of it is that he doesn't exercise, but he was not graced with anything resembling a metabolism either. And we eat fairly well. Reaching the 5+ servings of fruits and veggies is no issue here.
We've been approved for our life insurance, but Ray's has a caveat. He's too heavy, according to their little calculations. It makes him a risk. When I asked about this, it turns out that the "too heavy" is a whopping 20 pounds. If he takes it off and keeps it off for this time next year, our premium will drop back to the quoted rate.
And the amount it costs is $400.
So the next time you think, "Yeah, well, it is only 20 lbs..." consider that it could cost you. Literally.